Unless you are lucky enough to be able to purchase your new home in cash, it’s likely that your journey towards home ownership is going to start with a visit to a mortgage broker or lender. If this sounds like you, be sure to prepare for this meeting to make the best first impression. After all, it could determine whether you can buy a house or not.
Find out First
The first thing that any lender or broker will do is to view your credit history and score. However, they are not the only ones with access to this information. Speak with your credit reporting agencies or boards and obtain a copy of your credit information.
Once you have this, thoroughly inspect the information and keep your eye out for any irregularities. If you see an address that you don’t recognize or a declined credit application you don’t remember making, …